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58,000+ Homeowners Helped

Stop overpaying
for your mortgage.

Take our free 30-second assessment and find out how much you could save. No credit checks, no paperwork, no obligations.

58,000+ Homeowners helped
£283 Avg. monthly saving
30s To check your rate
Start here
How It Works

Three steps.
Sixty seconds.
Hundreds saved.

We've helped over 58,000 homeowners find better mortgage deals. Here's how simple it is.

01

Fill in our form

Our quick assessment takes just 30 seconds to complete. It won't affect your credit score and there's no obligation to continue once submitted.

02

Compare the market

Depending on what you're looking for, different lenders might be better suited to your situation. Access 90+ UK lenders to find your best deal.

03

Start saving money

Once you've selected and your remortgage date kicks in you'll be on your new deal!

What We Do

Whatever your reason, we've got you covered.

Whether you're looking to save money, consolidate debt, or raise capital — we'll find the right deal for you.

🏠

Remortgage

Fixed rate ending? On your bank's SVR? Find out if you could switch to a cheaper deal and save hundreds each month.

Check your savings →
💳

Debt Consolidation

Roll high-interest debts into one manageable monthly payment through your mortgage. One payment. Lower rate. Less stress.

Find out more →
🔑

Secured Loans

Borrow up to £500,000 against your home for improvements, debt consolidation, or anything else — without changing your mortgage.

Check eligibility →
📈

Capital Raise

Need to release equity from your property? Fund renovations, help family, or consolidate debts at lower rates than personal loans.

See options →
🔓

Adverse Credit

CCJs, defaults, or missed payments don't have to stop you remortgaging. Specialist lenders work with all credit histories.

Learn more →
🎯

First Time Buyers

Getting on the ladder is hard enough. Let us help you find the right mortgage deal for your first home.

Get started →

Why Remortgage?

A Remortgage Can Do More Than You Think

Lower Your Rate
£283/mo

When customers go from the SVR to a fixed rate, this is their average saving.

Old Rate
New Rate
Escape the SVR
3-4%

That's how much higher your lender's SVR typically is. When your fixed rate ends, you're moved onto it automatically.

Consolidate Debts
Credit Cards
Car Finance
Personal Loans
One Lower Payment
Raise Capital
Release Equity

Fund a loft conversion, new kitchen, or home extension by borrowing against the value already in your property — often at much lower rates than a personal loan.

Your Equity
Release Funds
Credit Improved?

Better finances since your last deal? You could now qualify for rates that weren't available to you before.

Better LTV
75% LTV 60% LTV

Property value up = lower LTV = better rates

Shorten Your Term
25yr 20yr 15yr

Lower rates mean you could keep similar payments but knock years off your mortgage — saving thousands in interest.

See What You Could Save
Mortgage Guides

Read before you remortgage.

Expert guides to help you make the right decision about your mortgage.

Beautiful cottage in the countryside
Remortgage

When Should I Remortgage? The Complete Guide

Find out the best time to remortgage and what happens if you leave it too late.
Whiteboard drawing of house with interest rate arrows
Rates

What Is SVR and Why Is It Costing You Money?

Your bank's Standard Variable Rate could be costing you hundreds. Here's what to do about it.
Person stressed with bills and debts on table
Debt

Can I Consolidate Debt Into My Mortgage?

Everything you need to know about rolling credit card and loan debt into your mortgage.
View all 200 guides →

Frequently Asked Questions

The free 30-second assessment does not impact your credit score and we would not run a credit check without your permission.
Remortgaging means switching your current mortgage to a new deal, either with your existing lender or a different one. People remortgage to get a lower interest rate, reduce monthly payments, release equity, or consolidate debts. Your home stays the same — it's just the loan behind it that changes.
Savings depend on your current rate, remaining balance and the deal you switch to. Homeowners coming off an SVR typically save between £200 and £400 per month. Even those switching between fixed deals can often find lower rates. Our free assessment will show you exactly what you could save.
Most remortgages complete within 4 to 8 weeks, though this can vary depending on your circumstances. Your dedicated broker will guide you through the process and keep you updated at every stage.
The Standard Variable Rate (SVR) is your lender's default rate — it's what you're moved onto when your fixed or tracker deal ends. SVRs are typically 3–4% higher than the best available rates, which could mean hundreds of pounds extra each month. Switching off the SVR is one of the easiest ways to save money.
Yes, it's still possible to remortgage with adverse credit. There are specialist lenders who cater to people with CCJs, defaults, missed payments or low credit scores. A broker can match you with the right lender for your situation, often finding deals you wouldn't find on your own.
Yes — most lenders let you secure a new deal up to 6 months before your current one expires. This means you can lock in a rate now without any early repayment charges, and the new deal kicks in when your current one ends. It's a smart way to avoid falling onto the SVR.
Many remortgage deals come with free legal work and no arrangement fees. In some cases there may be a product fee or valuation charge, but these are often added to the loan. Your broker will always make you aware of any costs upfront so there are no surprises.
Yes — our initial assessment and comparison is completely free with no obligation. There are no hidden fees for using our service. If you decide to proceed, your broker will explain any costs involved with the mortgage product itself before you commit to anything.
If you're still within a fixed or tracker deal, there may be an early repayment charge (ERC) for leaving early. These typically range from 1–5% of your outstanding balance. If you're already on the SVR or your deal has ended, there's usually no charge at all. Your broker will factor any ERCs into their recommendation.

Ready to find out how
much you could save?

Join 58,000+ homeowners who checked their rate. It takes 30 seconds and won't affect your credit score.

Check Your Savings Now →