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Take Our Free 30-Second Mortgage Assessment & Find Out How Much You Could Save On Your Remortgage.

Don't miss out before potential rate hikes this year!

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We've Helped Over 58,000 Homeowners Save Money

Gary

"Easier Than Expected"

Gary, London
★★★★★
"I kept putting off remortgaging because I thought it would be a massive headache. Honestly, the whole thing was painless — filled in a quick form, got my options, and it was all sorted within weeks. Wish I'd done it sooner."
Katie

"Done In No Time"

Katie, London
★★★★★
"Our fixed rate was ending in a month and I was panicking about going onto the SVR. Managed to get everything sorted really quickly and we're now on a much better rate. Saving us about £200 a month."
Janet

"So Much Better Off"

Janet, Exeter
★★★★★
"Was a bit nervous about switching as I'd been with the same lender for years. Turns out I was massively overpaying — got a much better deal and the whole process was far easier than I expected."
Lucy

"Happy Saving"

Lucy, Tamworth
★★★★★
"After having to pay a ridiculous amount due to the interest rate hike, we have now got a more suitable monthly payment, consolidated a loan and have money left for hopefully a loft conversion."
Take Our 30 Second Assessment

Why Remortgage?

A Remortgage Can Do More Than You Think

Lower Your Rate
£283/mo

When customers go from the SVR to a fixed rate, this is their average saving.

Old Rate
New Rate
Escape the SVR
3-4%

That's how much higher your lender's SVR typically is. When your fixed rate ends, you're moved onto it automatically.

Consolidate Debts
Credit Cards
Car Finance
Personal Loans
One Lower Payment
Raise Capital
Release Equity

Fund a loft conversion, new kitchen, or home extension by borrowing against the value already in your property — often at much lower rates than a personal loan.

Your Equity
Release Funds
Credit Improved?

Better finances since your last deal? You could now qualify for rates that weren't available to you before.

Better LTV
75% LTV 60% LTV

Property value up = lower LTV = better rates

Shorten Your Term
25yr 20yr 15yr

Lower rates mean you could keep similar payments but knock years off your mortgage — saving thousands in interest.

See What You Could Save

How It Works

1

Fill in Our Quick Form

30 seconds. No credit check.

2

Compare Deals

From 90+ lenders, matched to you.

3

Remortgage Sorted

Better rate, lower payments. Done.

Frequently Asked Questions

The free 30-second assessment does not impact your credit score and we would not run a credit check without your permission.
Most remortgages complete within 4 to 8 weeks, though this can vary depending on your circumstances. Your dedicated broker will guide you through the process and keep you updated at every stage.
A debt consolidation remortgage allows you to roll existing debts (credit cards, loans, car finance) into your mortgage, giving you one lower monthly payment. While this can reduce your outgoings, you should consider that you'll be paying interest over a longer period. A specialist broker can help you decide if this is right for you.
With current rates being competitive, many homeowners are finding now is a good time to switch. If your fixed rate is ending soon or you're already on your lender's SVR, it's worth checking what deals are available. Our free assessment takes 30 seconds and gives you a clear picture of your options.
Remortgaging means switching your current mortgage to a new deal, either with your existing lender or a different one. People remortgage to get a lower interest rate, reduce monthly payments, release equity, or consolidate debts. Your home stays the same — it's just the loan behind it that changes.
Many remortgage deals come with free legal work and no arrangement fees. In some cases there may be a product fee or valuation charge, but these are often added to the loan. Your broker will always make you aware of any costs upfront so there are no surprises.
Yes, it's still possible to remortgage with adverse credit. There are specialist lenders who cater to people with CCJs, defaults, missed payments or low credit scores. A broker can match you with the right lender for your situation, often finding deals you wouldn't find on your own.
The Standard Variable Rate (SVR) is your lender's default rate — it's what you're moved onto when your fixed or tracker deal ends. SVRs are typically 3–4% higher than the best available rates, which could mean hundreds of pounds extra each month. Switching off the SVR is one of the easiest ways to save money.
Savings depend on your current rate, remaining balance and the deal you switch to. Homeowners coming off an SVR typically save between £200 and £400 per month. Even those switching between fixed deals can often find lower rates. Our free assessment will show you exactly what you could save.
Yes — most lenders let you secure a new deal up to 6 months before your current one expires. This means you can lock in a rate now without any early repayment charges, and the new deal kicks in when your current one ends. It's a smart way to avoid falling onto the SVR.
If you're switching to a new lender, legal work is required — but many remortgage deals include free legal services as part of the package. If you're staying with your current lender on a product transfer, solicitors aren't usually needed at all.
You'll typically need proof of ID, recent payslips or accounts if self-employed, bank statements, and details of your current mortgage. Don't worry about gathering everything upfront — your broker will let you know exactly what's needed and when.
Yes. If your property has gone up in value, you may be able to borrow more than your current balance and take the difference as cash. This is commonly used for home improvements, buying another property, or funding large purchases — often at a much lower rate than a personal loan.
If you're still within a fixed or tracker deal, there may be an early repayment charge (ERC) for leaving early. These typically range from 1–5% of your outstanding balance. If you're already on the SVR or your deal has ended, there's usually no charge at all. Your broker will factor any ERCs into their recommendation.
Yes — our initial assessment and comparison is completely free with no obligation. There are no hidden fees for using our service. If you decide to proceed, your broker will explain any costs involved with the mortgage product itself before you commit to anything.
Check Your Rate — Free & No Obligation